PRIVACY NOTICE

Last updated: January 2026

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Version v1.0

Thank you for choosing to be part of our community at Lucky Growth Partners Ltd (“Company,” “we,” “us,” or “our”). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice or our practices with regard to your personal information, please contact us at [email protected].

This privacy notice describes how we use your information if you visit our website or engage with us in other related ways (together, the “Services”).

Our role

We operate as a commercial finance broker and introducer. We do not provide invoice finance or lending facilities ourselves. When you apply through us, we introduce you to one or more third-party providers of invoice finance, factoring, invoice discounting, or other business funding (“Funding Partners”). Funding Partners are responsible for assessing applications, conducting any credit or identity checks, and providing any funding.

In Short

The purpose of this privacy notice is to explain in a clear and transparent way what information we collect, how we use it, and what rights you have in relation to it. If you do not agree with any part of this privacy notice, please discontinue use of our Services.

1. WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us

In Short: We collect personal information that you provide to us.

We collect personal information that you voluntarily provide when you:

complete an enquiry or application form,
request quotes or information,
upload documents, or
otherwise communicate with us.

The personal information we collect may include:

Name
Phone number
Email address
Company name
Business and trading information
Company financial information
Document uploads (invoice finance applications)

Document Uploads

If you proceed with an invoice finance or factoring application, we may collect the following documents:

Sales Ledger (Aged Receivables)
Business Bank Statements (last 6 months)
Additional Supporting Documents, such as:
- purchase orders,
- proof of service delivery,
- customer acceptance,
- accounting system invoice audit trails.

These documents are collected solely for the purposes of assessing eligibility for invoice finance products, introducing you to suitable Funding Partners, and meeting applicable regulatory and fraud-prevention requirements.

Information automatically collected

In Short: Some information is collected automatically when you visit our website.

This may include:

Internet Protocol (IP) address
Browser and device characteristics
Log and usage data
Approximate location data derived from IP address

2. HOW DO WE USE YOUR INFORMATION?

In Short: We process your information based on legitimate business interests, the performance of a contract, compliance with legal obligations, and/or your consent.

To facilitate your application
- understand your business and funding requirements;
- carry out an initial assessment of suitability for invoice finance products;
- introduce you to one or more Funding Partners; and
- securely share relevant information with those Funding Partners so they can assess your application and provide quotes or offers.
Marketing and communications
We may use your contact details to send you service-related communications and, where permitted, marketing communications. You can opt out of marketing at any time.
Improve our services
Including:
- data analysis,
- identifying usage trends,
- measuring marketing effectiveness, and
- improving our website and services.

4. WHO WILL YOUR INFORMATION BE SHARED WITH?

In Short: Only with relevant and necessary third parties.

These may include:

Funding Partners (providers of invoice finance, factoring, or invoice discounting);
Service providers who support our operations (e.g. hosting, analytics, communications);
Professional advisers (e.g. legal or compliance advisers);
Regulators, law enforcement, or government bodies where required by law.

Data controller status

We act as an independent data controller for the personal data we collect and process in order to operate our Services and make introductions. Funding Partners typically act as separate data controllers for the personal data they receive from us.

5. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

In Short: Yes.

We may use cookies and similar technologies to:

operate our website,
analyse usage, and
support marketing and advertising activities.

Advertising platforms

We may use advertising and analytics platforms (such as social media and search platforms) to measure campaign performance and deliver relevant advertisements. This may involve the use of anonymised or hashed identifiers, where permitted by law.

You can manage cookie preferences through your browser settings.

6. HOW LONG DO WE KEEP YOUR INFORMATION?

In Short: Only as long as necessary.

We retain personal information only for as long as needed to fulfil the purposes outlined in this privacy notice, unless a longer retention period is required by law.

As a general rule:

personal data is retained for no longer than 12 months after a user becomes inactive, unless required for legal, regulatory, or dispute-resolution purposes;
uploaded documents are stored temporarily and deleted once they are no longer required for assessment or transfer to Funding Partners.

7. HOW DO WE KEEP YOUR INFORMATION SAFE?

In Short: We use appropriate security measures.

We implement reasonable technical and organisational measures designed to protect personal information from loss, misuse, unauthorised access, disclosure, or alteration. However, no online system can be guaranteed to be 100% secure.

8. DO WE COLLECT INFORMATION FROM MINORS?

In Short: No.

We do not knowingly collect or process personal data from individuals under 18 years of age.

9. WHAT ARE YOUR PRIVACY RIGHTS?

If you are located in the UK or EEA, you have rights under data protection law, including the right to:

access your personal data;
correct inaccurate or incomplete data;
request erasure of your data;
restrict or object to processing; and
withdraw consent where processing is based on consent.

You can also opt out of marketing communications at any time.

10. CONTROLS FOR DO-NOT-TRACK FEATURES

We do not currently respond to “Do-Not-Track” browser signals, as there is no consistent industry standard.

11. CALIFORNIA PRIVACY RIGHTS

California residents may have additional rights under California law regarding access to and disclosure of personal information.

12. DO WE MAKE UPDATES TO THIS NOTICE?